by melissa | Oct 4, 2018 | Retire Right
If you are a member of the Public Sector Superannuation Scheme (PSS), you may be entitled to generous benefits when you retire or take a Voluntary Redundancy (VR). Generally you have the option of taking a full pension, part pension, or full lump sum for your PSS...
by melissa | Oct 2, 2018 | Financial independence, Retire Right
Why cash investments don’t equal certainty Conventional wisdom promotes ‘cash under the mattress’ as a secure and reliable strategy. However, cash can actually be one of the least stable long-term sources of retirement income. If your main goal is investing for...
by melissa | Oct 2, 2018 | Financial independence, Retire Right
Bucket approach to investing When we establish an investment portfolio for our clients, we look at strategies for the immediate future. We also look at strategies that can support you over the next few years and strategies for the longer term. We think of these as our...
by melissa | Oct 2, 2018 | Be debt free, Buy an investment property, Financial independence, Home and family, Protect my lifestyle, Retire Right
Household spending now exceeds earnings You may have read in the news this week that households are now spending more than they are earning. The household saving ratio which is the ratio of households’ net saving to disposable income — has been shrinking since...
by melissa | Jun 19, 2018 | Retire Right
Summary of the 2016 Federal Budget super changes This is a brief summary of the key announcements and how they may affect your retirement nestegg. We have also included information on the changes that apply to unfunded defined benefit schemes (such as the PSS). This...
