by melissa | Sep 16, 2019 | Be debt free, Buy an investment property, Retire Right
Rate cuts are a way for the RBA to help stimulate the economy When the RBA lowers the official cash rate, banks may follow suit and lower interest rates on the loans they provide. When rates are lower, you pay less interest on your debt, freeing up money for you to...
by melissa | Sep 10, 2019 | Be debt free, Buy an investment property, Care for others, Financial independence, Home and family, Protect my lifestyle, Retire Right
Overview and outlook – Global markets Recession risk continues to increase, and the actions of the US President are not helping. Escalating the trade war through further increases to tariffs and sledging of his own Central Bank are causing concerns in markets...
by melissa | Nov 19, 2018 | Be debt free, Financial independence, Home and family
Financial Planning can increase your happiness Most people go to see a financial planner for a specific purpose – to take out an insurance policy, invest in a managed fund, or increase their super. However, we believe that financial planning can provide more...
by melissa | Oct 7, 2018 | Be debt free, Financial independence, Home and family
Cashflow budget, spending, reduce debt If you’ve overspent, we recommend you get back to basics. By basics we mean: sorting out your cashflow budget making a concerted effort to reduce your ‘bad’ debt put in place a sound bank account structure so that...
by melissa | Oct 7, 2018 | Be debt free, Financial independence, Home and family
Having a child is rewarding – but expensive While the hours are long and the pay is poor, the satisfaction is enormous. But, whether it’s learning the piano, early morning swimming lessons or ballet classes, the reality is, as your kids grow, the costs...
by melissa | Oct 6, 2018 | Be debt free, Buy an investment property, Care for others, Financial independence, Home and family, Protect my lifestyle, Retire Right
Money doesn’t buy happiness Most of us know that money doesn’t buy happiness. Australian researcher Hugh MacKay in his book, The Good Life (2013), concludes that “a good life is not measured by security, wealth, status, achievement or levels of happiness....
