by melissa | Oct 6, 2018 | Protect my lifestyle
Has your family situation changed? Not many of us sit down and think about whether we have enough life insurance. Usually something will happen – maybe someone close to you gets sick and has to give up work. Or you have a major change to your life- a new baby, get...
by melissa | Oct 6, 2018 | Be debt free, Buy an investment property, Care for others, Financial independence, Home and family, Protect my lifestyle, Retire Right
Money doesn’t buy happiness Most of us know that money doesn’t buy happiness. Australian researcher Hugh MacKay in his book, The Good Life (2013), concludes that “a good life is not measured by security, wealth, status, achievement or levels of happiness....
by melissa | Oct 4, 2018 | Financial independence, Protect my lifestyle
Small businesses should have insurance As a small business owner, making sure every aspect of your business is properly insured is key to long-term sustainability. Margo Goodall from Credence Insurance offers this advice about the types of insurance you should...
by melissa | Oct 4, 2018 | Be debt free, Buy an investment property, Care for others, Financial independence, Home and family, Protect my lifestyle, Retire Right
Are you living the dream? Almost one in four Australians (23%) believe they are definitely or mostly ‘living the dream’. This is according to recent research from the Financial Planning Association.1 Here are six traits that have helped them to achieve their...
by melissa | Oct 4, 2018 | Be debt free, Buy an investment property, Care for others, Financial independence, Home and family, Protect my lifestyle, Retire Right
Giving to others As Christmas approaches, many people’s minds turn to the needs of those who have to make do with less at this time of year. This can be a good time to make tax deductible donations to a charity. Whether charitable giving is already part of your...
by melissa | Oct 2, 2018 | Be debt free, Buy an investment property, Financial independence, Home and family, Protect my lifestyle, Retire Right
Household spending now exceeds earnings You may have read in the news this week that households are now spending more than they are earning. The household saving ratio which is the ratio of households’ net saving to disposable income — has been shrinking since...
