by melissa | Oct 4, 2018 | Be debt free, Buy an investment property, Care for others, Financial independence, Home and family, Protect my lifestyle, Retire Right
Giving to others As Christmas approaches, many people’s minds turn to the needs of those who have to make do with less at this time of year. This can be a good time to make tax deductible donations to a charity. Whether charitable giving is already part of your...
by melissa | Oct 2, 2018 | Financial independence, Retire Right
Why cash investments don’t equal certainty Conventional wisdom promotes ‘cash under the mattress’ as a secure and reliable strategy. However, cash can actually be one of the least stable long-term sources of retirement income. If your main goal is investing for...
by melissa | Oct 2, 2018 | Financial independence, Retire Right
Bucket approach to investing When we establish an investment portfolio for our clients, we look at strategies for the immediate future. We also look at strategies that can support you over the next few years and strategies for the longer term. We think of these as our...
by melissa | Oct 2, 2018 | Be debt free, Buy an investment property, Financial independence, Home and family, Protect my lifestyle, Retire Right
Household spending now exceeds earnings You may have read in the news this week that households are now spending more than they are earning. The household saving ratio which is the ratio of households’ net saving to disposable income — has been shrinking since...
