by melissa | Oct 6, 2018 | Be debt free, Financial independence, Home and family
Financial literacy and your kids A recent Sydney Morning Herald article revealed some alarming trends when it comes to our kids’ financial literacy. On a basic quiz covering topics like loans, interest and credit cards, no high schooler was able to score a full...
by melissa | Oct 4, 2018 | Be debt free, Buy an investment property, Care for others, Financial independence, Home and family, Protect my lifestyle, Retire Right
Are you living the dream? Almost one in four Australians (23%) believe they are definitely or mostly ‘living the dream’. This is according to recent research from the Financial Planning Association.1 Here are six traits that have helped them to achieve their...
by melissa | Oct 4, 2018 | Be debt free, Buy an investment property, Care for others, Financial independence, Home and family, Protect my lifestyle, Retire Right
Giving to others As Christmas approaches, many people’s minds turn to the needs of those who have to make do with less at this time of year. This can be a good time to make tax deductible donations to a charity. Whether charitable giving is already part of your...
by melissa | Oct 4, 2018 | Be debt free, Care for others, Home and family, Uncategorized
Child care subsidy might save you money The new Child Care Subsidy which replaces the Child Care Benefit and Child Care Rebate on 1 July 2018, will be the most important issue to working families in Australia over the next six months. The change has come about largely...
by melissa | Oct 2, 2018 | Be debt free, Buy an investment property, Financial independence, Home and family, Protect my lifestyle, Retire Right
Household spending now exceeds earnings You may have read in the news this week that households are now spending more than they are earning. The household saving ratio which is the ratio of households’ net saving to disposable income — has been shrinking since...