by Zoe Butt | Mar 3, 2020 | Uncategorized
Six out of the top 10 categories relate to just two things. Can you guess what they are, and could you be cutting back? As a nation, Aussies aged 18 and over spent approximately $145 billion on lifestyle costs over a 12-month period, with the average spend per...
by Zoe Butt | Jan 24, 2020 | Uncategorized
Making an extra voluntary contribution now might improve your lifestyle once you retire. A new year’s as good a time as any to make plans. How about a gift to your future self by maximising your retirement contributions? It’s not as far-fetched or self-absorbed...
by Zoe Butt | Jan 24, 2020 | Uncategorized
Our New Year challenge Too time poor for resolutions? Try our challenge instead New Year’s resolutions are such a drag, right? Whether it’s fitness, family or finances, the best laid plans rarely last beyond the first week of January. Life has a habit of getting in...
by melissa | Sep 16, 2019 | Be debt free, Buy an investment property, Retire Right
Rate cuts are a way for the RBA to help stimulate the economy When the RBA lowers the official cash rate, banks may follow suit and lower interest rates on the loans they provide. When rates are lower, you pay less interest on your debt, freeing up money for you to...
by melissa | Sep 10, 2019 | Be debt free, Buy an investment property, Care for others, Financial independence, Home and family, Protect my lifestyle, Retire Right
Overview and outlook – Global markets Recession risk continues to increase, and the actions of the US President are not helping. Escalating the trade war through further increases to tariffs and sledging of his own Central Bank are causing concerns in markets...
by melissa | May 21, 2019 | Uncategorized
‘Protect your super’ package The ‘protecting your super’ laws target inactive accounts which have attached insurance policies. It means that if you’ve got more than one super account, and your contributions are not being made into an account...
by melissa | Apr 2, 2019 | Financial independence, Home and family, Retire Right
‘Catch up’ contributions available to boost your super If you’d like to boost your super account for your retirement, there are options available to you. One of these is to make ‘catch up’ concessional contributions, and the 2019/20 Financial Year is the first time...
by melissa | Nov 19, 2018 | Be debt free, Financial independence, Home and family
Financial Planning can increase your happiness Most people go to see a financial planner for a specific purpose – to take out an insurance policy, invest in a managed fund, or increase their super. However, we believe that financial planning can provide more...
by melissa | Oct 9, 2018 | Financial independence, Retire Right
Preserve or not to preserve We often get clients asking whether they should preserve their defined benefit super (including the CSS, PSSap and Military super scheme members) or not if they have been offered a voluntary redundancy. Should the take a PSS...
by melissa | Oct 9, 2018 | Home and family, Protect my lifestyle
Is the PSSap right for you? If you are in the Public Service, your employer makes generous superannuation contributions on your behalf. So it’s important to make the most of your super to ensure your retirement assets are working hard for you. The PSSap has been the...
