by melissa | Oct 4, 2018 | Retire Right
If you are a member of the Public Sector Superannuation Scheme (PSS), you may be entitled to generous benefits when you retire or take a Voluntary Redundancy (VR). Generally you have the option of taking a full pension, part pension, or full lump sum for your PSS...
by melissa | Oct 2, 2018 | Financial independence, Retire Right
Why cash investments don’t equal certainty Conventional wisdom promotes ‘cash under the mattress’ as a secure and reliable strategy. However, cash can actually be one of the least stable long-term sources of retirement income. If your main goal is investing for...
by melissa | Oct 2, 2018 | Financial independence, Retire Right
Bucket approach to investing When we establish an investment portfolio for our clients, we look at strategies for the immediate future. We also look at strategies that can support you over the next few years and strategies for the longer term. We think of these as our...
by melissa | Oct 2, 2018 | Be debt free, Buy an investment property, Financial independence, Home and family, Protect my lifestyle, Retire Right
Household spending now exceeds earnings You may have read in the news this week that households are now spending more than they are earning. The household saving ratio which is the ratio of households’ net saving to disposable income — has been shrinking since...
by melissa | Jul 19, 2018 | Uncategorized
Will your PSS benefit be affected by the super changes? Many public servants have asked us whether the changes announced in the 2016 Federal Budget will affect their PSS benefit. The answer is almost always ‘it depends’. We’ve noted some of the changes below and our...
