by melissa | Oct 7, 2018 | Retire Right
Do you need to max out your member contributions? Many members of the CSS, PSS or Military Super increase their member contribution levels to the maximum – without another thought. But this is not the only option available. Making high contribution rates in defined...
by melissa | Oct 7, 2018 | Protect my lifestyle
Optimism vs reality It’s great to be optimistic about your future. But you should also have a healthy dose of reality as well – which is where life insurance comes in. So why is it that when it comes to our health, safety or wellbeing we are...
by melissa | Oct 7, 2018 | Be debt free, Financial independence, Home and family
Cashflow budget, spending, reduce debt If you’ve overspent, we recommend you get back to basics. By basics we mean: sorting out your cashflow budget making a concerted effort to reduce your ‘bad’ debt put in place a sound bank account structure so that...
by melissa | Oct 7, 2018 | Be debt free, Financial independence, Home and family
Having a child is rewarding – but expensive While the hours are long and the pay is poor, the satisfaction is enormous. But, whether it’s learning the piano, early morning swimming lessons or ballet classes, the reality is, as your kids grow, the costs...
by melissa | Oct 7, 2018 | Buy an investment property, Financial independence, Retire Right
Is your retirement income on track? We look at many factors to help you determine if your retirement income is on track. We: Look at your existing assets (both inside and outside super) Estimate your projected retirement assets based on when you want to stop...
