Planning for healthcare costs in retirement 

Planning for healthcare costs in retirement 

  We all hope that when we retire we’ll have the time to focus on being as healthy as possible. But unexpected issues and illnesses arise, with recent research1 estimating that an Australian couple will spend an annual cost of between $4,975 and $9,900 on...
Dealing with Being Asset Rich and Cash Poor

Dealing with Being Asset Rich and Cash Poor

  Reverse mortgages could be one way to help with living expenses, but they may also erode any equity you have in your home over time. Given longer life expectancies, the rising cost of living and the property boom, more and more retirees find themselves asset...
Superannuation Contributions

Superannuation Contributions

  If you are younger than age 65, it is relatively easy to contribute money into super to build your retirement assets. However, once you are older than 65 contributing to super is more complicated. There is a complicated web of legislation which you need to...
Resist Today, Relax Tomorrow

Resist Today, Relax Tomorrow

  Can you recite the last line of Gone with the Wind? If not, you’ll find the answer at the end of this article. If you scrolled down straight away, you might be too keen for your own good. We’ve all heard that patience is a virtue, and it can even save you...
Top 10 Lifestyle Costs

Top 10 Lifestyle Costs

  Six out of the top 10 categories relate to just two things. Can you guess what they are, and could you be cutting back? As a nation, Aussies aged 18 and over spent approximately $145 billion on lifestyle costs over a 12-month period, with the average spend per...
Grow your super in the New Year

Grow your super in the New Year

  Making an extra voluntary contribution now might improve your lifestyle once you retire. A new year’s as good a time as any to make plans. How about a gift to your future self by maximising your retirement contributions? It’s not as far-fetched or self-absorbed...