by Milestone Financial | Jul 21, 2025 | Uncategorized
As of July 2025, the RBA cash rate stands at 3.85%, following two cuts earlier this year (one in February and another in May) bringing it below 4% for the first time in two years. The Major 4 Banks predict up to two further rate cuts by the end of the year. Each rate...
by Milestone Financial | Jul 21, 2025 | Uncategorized
Members of the Public Sector Superannuation Scheme (PSS) face unique challenges when their total superannuation balance (TSB) exceeds the $2 million threshold, particularly concerning non-concessional contributions (NCCs). Once your TSB surpasses this limit, your NCC...
by Milestone Financial | Jul 21, 2025 | Uncategorized
As we commence the 2025–26 financial year, several key changes to superannuation and Centrelink have come into effect. These adjustments may influence your retirement planning and eligibility for government support. Below is a concise overview of the most pertinent...
by Milestone Financial | Jun 13, 2025 | Uncategorized
We all work hard to build a healthy super balance. So, it makes sense that you’d want to understand the ins and outs of how super beneficiaries work so you can make sure your super money ends up in the right hands if you die. What is a beneficiary? Put simply, a...
by Milestone Financial | Jun 13, 2025 | Uncategorized
With the Reserve Bank’s recent decision to reduce interest rates, many households with mortgages will soon see a decrease in their minimum required loan repayments. While this is welcome news for many families feeling the pinch of rising living costs, it also presents...
by Milestone Financial | Jun 13, 2025 | Uncategorized
With the end of the 2024–25 financial year just around the corner, it’s a good time to pause and check in on your super. Time really does fly, and one thing we often see is that people leave their extra super contributions to the last minute—and sometimes miss out...
